Cleveland is a great market to invest in as well if you're looking for that higher cash-flow.

One of my applicants showed up with little credit but no defaults, no evictions, and only traffic violations and verified income high enough to cover well over 3 times the rent and I accepted the tenant despite there being some signs.He paid the rent in time for the most part until a few weeks ago when he stopped and I could not get ahold of him.

And the favor is please mark me in your system as do not call.My wife has started doing the same and it works for her as well. 

In my state i have no such requirement on security deposits but i question the feasibility of doing this as well as how will anyone know as long as you have the means to pay the tenant their deposit when they move out. most banks charge for low balance accounts.  

Question: your current model worked well.

I won't lie - I can smell the marijuana on certain days as well. 

Ran into many problems with contractors along the way, paid for some material twice as well as some projects to be redone.

I was thinking of starting a rent increase for my 1 bedroom tenant voucher due it being low and well under fair market value(Based on  hud and zip code) but my tenant is in the process of having a caretaker for her disability and getting approved for a two bedroom voucher.

(Could be more than just two) So just be aware, you can use the sec 8 income to help with qualifying for a DSCR loan but you could very well end up with a higher rate.  

I have a complex next to mine that has over a hundred units, some do very well some dont and you can point to their decor right away as a differentiator.