Also, for what it's worth, just because someone is in the military doesn't mean he isn't a bum.

Anyways, I'm seeing a lot of general speculation on here but people don't invest in these markets because they believe they're the greatest places to live in the world, they're interested in the cash flow and possible appreciation.None of my clients were talking about appreciation in the Cleveland market in 2019 and now their properties are worth 30-40% more, and that's on top of record high rent prices in this market. 

Is it worth it to put in central heat and air?

Co-living is how I went from renting a room, Delivering Dominos, no savings, and not being able to qualify for a loan to financial freedom & a $2M net worth in 15 months.  

I don't know the whole story there, but it may be worth getting an explanation to figure out solutions

Looking for points of view on selling or keeping properties in Toronto, Ontario.

Just trying to see if MTR or STR would be something worth trying in the area.

And if they did, what's an hourly rate worth depending on their experience? 

Fees seem high but could potentially be worth it.

Courtesy of Dodd Frank, its doubtful the self employed will ever be viewed by lenders as favorable as a w2 employee.