good move or not 

@Zach Lemaster Good job outta you on that win Dave.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

That path does not end up in a good place. 

Investing with others may be a good way to go.

QBO or Stessa are quite good for real estate.

Ultimate goal is good cash flow to enhance retirement income.

That sounds good and makes me want some State Road Pizza right now!!

Thought I'd ask if anyone has any recommendations for good policies.  

Owner-Builder Construction Loan (Challenging but Possible)Some lenders offer owner-builder loans, but they usually require:✅ Strong financials (good credit, assets, low debt-to-income)✅ A solid construction plan, budget, and timeline✅ Proof of prior experience (renovations help, but formal experience is a plus)✅ A licensed contractor or project manager to sign off on the build2.