You will be able to put 5% down on a conventional 2-4 unit with no self-sufficiency requirement. 

Its pretty hard to do damage sufficient enough to clearly justify charging for an entire repaint without it just being easier to gut entire walls and drywall from scratch.

You may want to look at alternative investments if you can tolerate a certain amount of risk.Emergency reserve: Prior to using money for investments or extra mortgage payments, make sure you have a sufficient emergency reserve.Expert Advice: Speak with a financial advisor who can offer tailored guidance according to your objectives, risk tolerance, and financial status.Even if paying off your mortgage sooner might result in interest savings, it's important to evaluate your entire financial situation and take liquidity and prospective returns into account when making investment decisions.

He recently came out with a "world's first blockchain NFT for tokenized real estate," (Tykes), hyped it up a ton, and then shortly after launch completely stopped marketing for it.

He recently came out with a "world's first blockchain NFT for tokenized real estate," (Tykes), hyped it up a ton, and then shortly after launch completely stopped marketing for it.

Carry sufficient liability insurance to protect your assets and net worth.

It'll help you prevent spill over from losses of one LLC into the next one usually if you sufficiently keep them separate.

If the declaration of trust permits the trustee to distribute assets in kind and there are sufficient assets in the trust such that distributions could be equalized with one sibling receiving the 4 plex and other siblings receiving other assets that may work.

When you add the real loss in value to the requirement for substantial cap ex to maintain the old typically under-improved and weather-beaten housing stock, nothing short of an economic miracle is going to generate sufficient "cash flow" over 5 to 10 years to offset these real losses/expenditures.   

You cannot personally guarantee the loan, the real estate must be the only security and thus have sufficient cash flow.