We’ve gone through the process of doing an application and submitting the required documents, and our lender is saying our combined income is too low, even with a significant down payment. 

I've always seen having a license as a benefit.  1) It gives you multiple strategies when meeting with a seller.  2) I always tell the seller when I disclose that I am licenses that this gives them the ability to not only use the court of law if they feel I do something wrong, but they an also submit a complaint to the licensing board. 

Submitting bank statements/liquid assets won’t be a problem. 

I have a tenant in an out of state property which I am self managing. She put in a maintenance request through Latchel (the RentRedi maintenance management system) for a leaky pipe in the (unfinished) basement. They r...

I can see when a request is submitted via an online portal and I can see what the request is for and how the PM is handling it.

Submitting an offer with no intention of buying a property should be considered illegal, to remarket it to another party, and the seller and listing agent lose control of their transaction. 

Is there a Realtor "law" that requires a listing agent to submit any offer to the seller?

as a wholesaler, when you get a verbal agreement on final price with a listing agent do i send my purhcase and sale agreement to the listing agent so he can submit it to the seller. or what comes after the verbal agreement part.Does he/she walk over the seller what the terms on my agreements are?

Generally Applicants must submit:2.

If yes, your title policy may provide coverage for the dispute, and I would immediately submit a claim to the insurer and have them determine coverage.