@Jeremy Turner, Ya, i have been very cautious with what i want to do with my savings, i have been kinda crushed a little lately with the downtrend in crypto as i had been investing that way and been doing great for over a year, but right now im just holding for the swing back up (hopely), most of my bitcoin was valued around the 9k mark so im down about 30%, but i do have some alt coins that are offsetting that amount greatly, so im nearly balanced out on what i have into crypto, so i could get out now and probably break even, but i have hopes of it heading north again. 

I like to keep things fairly streamlined and simple. 

So a 14 trillion dollar economy in the US plus the global economy will overnight switch to crypto currencies that are backed by anonymous hackers somewhere?

What would make your business more streamlined?  

I have some I am working on as well, trying to make them streamlined but include what I think is necessary for a good complete job.

Not interested in house hacking, and let's just remove the fact that we're buying a home to streamline the hypothetical then: if you had $30-50K right now, would you prefer to try and invest it in something immediately or let it sit in the bank to contribute to a future multi-family (approx two years from now)?

We also have consistent rehab processes, buy things wholesale, and have streamlined our operations to ensure that each rehab is executed efficiently and to the same standard.

Maybe there is a more streamlined way to search?

We also recommend Streamline Lending for Hard Money.

I understand that nCino is the new kid in town for banking and looks great for streamlining the process but looking for more options.