Don’t go it alone, the timeline is too strict and tax penalties too stiff to not have an actual exchanger.

Prime +0.3 is not a bad rate for a HELoC.Assuming you are not facing a stiff penalty in either direction, if you need all of the funds right away, then you will usually do better to place a mortgage.  

The penalties for doing so are pretty stiff, so it really is best to understand the rules before transacting.Other than that, these retirement accounts can be really powerful, flexible, relatively low cost vehicles that provide great tax benefits without keeping you locked into the stock market like traditional retirement accounts.What did you have in mind for your investing?

Not one of those stiff, robotic and very procedural presentations but something that comes off as relaxed but very informative.

I agree with @Cameron Tope that there are some hungry investors out there and it makes for some stiff competition (and higher prices). 

If they have money issues you are the first one they stiff and even if they don't have a valid reason not to pay they will make one up. 

@Will Gile you can only take out if you were impacting due to coronavirus.If you take it out to for real estate purposes and were ever audited you will face stiff penalties etc. up to you if you want to commit fraud but to me the penalties far outweigh the risk.

Rate and terms seem fine to me, costs look a little stiff but I'm not familiar with your area either.

Either way you're most likely going to have to pay a fee; it's rare that a national tenant is running around without representation and unless you have the most phenomenal location/building in the world the tenant won't move in if you try to stiff their leasing agent.

There are stiff guidelines for private equity deals involving only having qualified investors and strict guidelines on solicitation for involvement in the deal.