If you don't want to be labeled a scammer or con-artist then you simply have to change your ways.Right now Peter Harris and team looks like a scam/con, and act like a scam/con, so therefore is a scam/con - if they want to fix that .. then they have to stop scamming and conning people - it's that simple! 

I know there are partial buyers in this group.Note & Mortgage Investing Made Simple - Matt Kelley is the admin, he's a lawyer out of CACreating Wealth Simplified through Note Investing - This is Chris Seveney's groupNote Investing Tools Members - This is run by Tracey Z and Fred Rewey...you might need to be in their network to join. 

If you have a BiggerPockets Pro membership, Rentredi is free which is why I started using it, but I've kept it for a number of years because it's simple to use and effective.

I always go in with a simple offer of this is the rent, and we are also comfortable giving you a (insert something you need to do anyways like a basic, white paint job or a new appliance).This is one of the most uncomfortable parts of the business though, and the quicker you get over being able to have these conversations, the quicker you will be successful in this business.

Its a simple matter of the math.

In fact it may actually complicate litigation in the event a claim were to arise while adding additional insurance expenses to your real estate operation.To explain why this is the case I’m going to ask one very simple question: In the event a tenant dispute, premises liability, or any other claim were to arise, what prevents the Plaintiff’s attorney from merely listing your wife who it seems is the property deed holder in your fact pattern as a Defendant?

For us, its simple supply and demand.

What you can learn from my loss of a year's worth of work:Use your own judgment on the interest rate sensitivity.Figure out how much  NOI drops per 1% interest rate increase.Add 1 to the cap rate  per 1% interest rate increase.Then its pretty simple math to see how it goes upside down.My house is warm. 

Some are incredibly simple and require little to no repairs. 

That’s how much you have to spend on 1-3 replacement properties (to keep it simple)2) How much equity do you have in the property?