Quote from @David Cherkowsky: Hi All,I purchased an investment property in the middle of last year and to this point have been using 0.75*lease value in my DTI calculation.

As a lender that has also personally invested in many properties, I think both sides can get too greedy.

DBIt depends on your goals, but generally, a long-term rental should ideally provide a solid return on investment beyond just breaking even.

Congratulations on your first investment, excited to hear more about your success. 

His client-focused approach and his commitment to building long-term relationships with investors growing a portfolio piqued my interest and made me really excited about the business.I was matched with one of their investment strategists in May.

Looking to invest in multifamily apartment complexes>50 units.

Retired and looking to invest in properties for rehab, rent and refi.

I would keep the brokerage account and focus on the tried-and-true practice of saving up for a new investment.

We rarely have issues, but it seems like such a small investment in time and money to take one day to verify. 

My problem i is my market is super expensive if I stay in the nyc area and I don’t have the confidence since I don’t have any actual experience to invest out of state do you guys think paying off my mortgage would be more beneficial than looking for more rentals .