I will be able to do my first purchase in Q4.My investment goals are to retire from my W2 in 6 years by the time I am 40, continue my location independence and split my time between the business and writing (it's hard to give up stories when you have worked with it since you were 19).

just like your retirement account - you buy 5 houses in a great area and don't look at them for years. 

Early distribution from a retirement account will result in penalties plus taxes.

The wake up call was two colleagues dying and they didn't even get to enjoy retirement after working for 30+ years. 

The other option is to look for private money, or for friends and family or even if you have retirement savings, and having them self direct the funds and lend to you.You can also go and look for a partner that brings the capital and you bring the experience/sweat equityCongrats on the homeGino

One reason is that I am retiring from the military and my income will be changing significantly.

Consider investing in low-cost index funds or ETFs, as they provide broad market exposure and diversification.Utilizing tax-advantaged accounts like 401(k)s and IRAs can help maximize your retirement savings.

They have helped my parents retire comfortably, paid my kids way through college and been a great way to store and build wealth.

I was previously increasing every 5 years , but think I may need to shorten this amount of time, as I near retirement and could use the income.  

I could have gone the 1031 route but in the end, this was all about a retirement plan.