Of course, I verified the author was the property owner and called him and personally spoke to him to make sure he actually wrote it, and when I spoke to him he spoke highly of her. 

My name is Jasmine Reed The Author.

Neighbors noticed, all the people coming in and out, but didn't call authorities thinking they were all part of a big family.

So, since it starts with “rising unemployment” I assume the author doesn’t own a computer or can’t afford internet access.

@Corey Law I feel as long as you have the authorization from the current owner then why not.

@David Smit"Where imposture, ignorance, and brutal cupidity, are the stock in trade of a small body of men, and one is described by these characteristics, all his fellows will recognise something belonging to themselves, and each will have a misgiving that the portrait is his own."

You will need to provide a letter of authorization for the tenant to manage the utility.  

From reading Millionaire Next Door awhile back, the author recommended total mortgage debt to be no more than double your annual income (pre-tax).I was close to this when purchasing our first home a couple of years ago.

the short answer is it’s determined by the Chicago Housing Authority.

Luz, a septic professional can tell you about the condition of your septic, but it is the local permittingn authority who determines whether the septic design is approved for 3 bedrooms.