I'm not an loan officer, but I know some banks locally like ORNL Credit Union have offered a 0% down conventional loan product.

LLC offers better legal protection.3) Setting up in states that allow your identity to be hid is also overblown.

Financing and Complexity: An LLC can make financing more challenging and expensive since banks often offer better terms on personal loans for real estate than LLC-held properties.

Yes, it's true that you might be able to find a product you need at a greater discount when a brand like Wayfair or CB2 is having a sale, but I've found that they truly do offer superior discounts at scale, even considering the fee. 

@Jimmy Lieu, thank you for the offer.

Regarding getting started, I recommend finding an STR owner who's overwhelmed or just worn out with managing their property, and perhaps who's also not using a dynamic pricing tool, and then offering to manage it for a very small cost. 

@Helena Goyvaerts it will be tough without 2+ years of USA tax returns showing you are profitable.Higher interest rates have negatively affected most lenders and many of them are getting more aggressive with offering more flexible programs. 

It is a standard conventional loan and was offered as a promotional financing by builder at the rate of 5% for investors. 

It was just an offer (costs extra) through a local lender I used!

Holding the new property until passing offers a step-up in basis, eliminating deferred taxes for heirs.