The requirements for a licensed Philadelphia Contractor include $500k general liability, $300k automobile, and $100k/$100k workers comp accident/employee and $500k total policy limitWould I need all of these?

With the vast, vast majority of rental guests driving to the Smokies the large overnight increase in gas prices caused a moderate (and short lived) disruption in the overnight cabin rental market.I wouldn't say our overnight cabin rental market is immune to large economic events by any means.

I have looked at their site is pretty infected with not ready for prime time FAUX lenders and others that are big time wasters. 

Of course you run the possibility of the market going south, but no asset class is immune to that.

Over 32 years in the automobile business here, 27 in the finance end, and I've seen and heard it all when it comes to credit excuses.   

Of course there are bad brokers/agents out there so no facet of real estate or niche is immune to the bad apples.

Just like an automobile, there are books that price manufactured homes.

Particuarly as SAIC is setting up shop there and well as the automobile industry is still growing substantially.

Next thing you know, here come the attorneys and threats.My family eliminated this possibility by selling the large items, such as real estate and automobiles.

I am most certainly not immune to these, however I consider things that involve finances to be a rational endeavor, and so my autopilot social responses would not affect the bottom line of a business negotiation.