I'm an investor and I'd still prefer the JADU owner occupancy requirement not be removed because JADUs by design don't need to be independent living units.

Goosehead is a independent agent business.

These are two very different and separate loans (completely independent of each other, I think it is safe to say), with entirely different parties and collateral.The unit owner's mortgage, originated prior to 2017, with a current balance of $800,000, I would think, should be totally exempt from the $750,000 limit. 

Nate,I would suggest finding an independent agent that writes Commercial Insurance.  

i had in mind maybe something solar, independent and cellular so I can install on the beginning and dismantle as soon as the flip is finished.What do you use?

So while there are independent groups out there, I would venture that most deals are being done through the big houses: CBRE, Cushman, Colliers, etc. 

There are a lot of potential benefits independent of asset protection when owned through an LLC as well.

That will determine parking, access into doors, outside storage, etc.Get the Building manufacturer or construction company to do the building prints and not an independent engineer. 

Fed Chair Jerome Powell gives a speech reiterating their independence.

Consulting with an independent insurance agent can also provide personalized recommendations based on your situation.