It's human nature to want to get away... 

Probably not that much.Neither you nor I have a crystal ball to see where the economy is headed and what will cause the next downturn, but I'd be willing to bet that when it does happen, the self reinforcing cycle of job lose you mentioned will happen, because the financial market is made up of humans who make sub optimal decisions with incomplete information. 

There are humans that make human errors throughout the mortgage loan process having to fill out many documents to complete the different tasks needed to obtain the CTC. 

At this point I would fire them, probably pay the termination amount if it’s less than like 300 bucks and go find someone else. 575 to snake a drain is absurd.

I looked at a 2 fam property for a client and the price difference in insurance was absurd compared to the additional rent, not to mention pool up keep.

Have done lots of reading of online material, books, etc. and simply need some human contact. 

Until that happens this would be a bad idea, not to mention transaction fees are absurd

Owner occupant restrictions are sometimes placed on subsidized housing such as Habitat for Humanity homes and some foreclosed homes sold by HUD. 

-CapEx and Repairs are absurdly low, unless you plan to bring capital reserves to the table for what I assume is a house built in before 1950.

Because we do it this way, we can sell the properties for a little over market value, we don’t have to pay realtor fees, we don’t have to pay concessions, and the tenant pays down our mortgage for a few years which increases the margin, and then we cash out.as long as the lessor buys it that's true.. my experience with lease options is less than 50% of them will actually execute.. many will just up and move and some you will evict and some you will pull through the knot hole.. just human nature really.