Check out:https://livebaltimore.com/financial-incentives/http://mmp.maryland.gov/Pages/default.aspxDepending on where the property is, there is the Healthy Neighborhood program.

Now, she can't stop smiling and asking me "how many houses do you own?" 

Smile and be friendly. 

However, if you're a wholesaler, realtor or investor who is "using" me to help your business, and all you're giving my a phoney smile and a pat on the back, and the promise you will past my company's name along to others, then figure it out yourself.

We can offer a healthy deal-flow - 10-20 properties a year. 

Generally, hard money lenders are going to require you to fund a healthy portion of the deal. 

we are a family of 5 (2 adults, 3 children) all healthy.

Assuming it's not one on going nightmare and I like the work the way I imagine I might, I have another financial event in 4 years that will leave me with a healthy chunk of of capital to make a bigger move.  

There is no sacrifice in doing #1 and not #2...the sacrifice comes when you do the opposite.We often talk about wanting more time with friends and family, or being more healthy, or more charitable, or having financial freedom, or whatever we say we want and then we make daily decisions that are completely disconnected from these goals. 

Not a sign of a healthy country