Your giving away almost 3 grand a year by being “nice “Is this a charity or an investment ?

I especially liked the colorful Waimea valley, even more than the Grand Canyon and I got a lot of gruff for saying I liked Poipu beach  the best.

I bought the first property 10 months ago, and thanks to the education I've received on BiggerPockets I was able to use some of the equity on the first deal to buy the second.The first deal was a grand slam.

You can easily spend a couple Grand just on permit fees at least in my state lol and not pulling any permits can lead to huge fines.

Keep it simple, and keep interest out of it if possible. i.e. 200,000 purchase price, 10 grand down and 100 payments of $2k.

buying $40k houses, maybe rich uncle will give you the $, but good luck finding someone to lend you 100 grand. 

My credit score is only like 670 which is below what conventional loans like to see and I only have about 3 grand to my Name.

You can Click on The Icons To See Them betterHopefully the following Table will be readable  Overall Rank Overall Rank Total Score ‘Rental Market & Affordability’ Rank ‘Quality of Life’ Rank (1 = Best) City 1 Scottsdale, AZ 69.26 14 1 2 Peoria, AZ 66.72 12 2 3 Chandler, AZ 66.41 22 3 4 Gilbert, AZ 66.16 7 9 5 Fargo, ND 63.16 2 49 6 Bismarck, ND 63 3 50 7 Overland Park, KS 61.76 17 16 8 Lincoln, NE 61.41 19 29 9 Mesa, AZ 59.56 38 23 10 Tempe, AZ 59.5 28 28 11 Irvine, CA 59.49 111 4 12 Nashua, NH 59.48 57 13 13 Sioux Falls, SD 59.15 4 86 14 Boise, ID 59.03 68 15 15 Phoenix, AZ 58.63 44 30 16 Omaha, NE 58.31 27 44 17 Lewiston, ME 57.84 23 46 18 Glendale, AZ 57.52 37 40 19 El Paso, TX 57.24 50 37 20 Cedar Rapids, IA 57.06 5 81 21 Tampa, FL 56.59 130 7 22 Charleston, SC 56.43 59 26 23 Huntsville, AL 56.3 1 121 24 Plano, TX 55.97 66 35 25 Casper, WY 55.75 6 97 26 Henderson, NV 55.59 29 59 27 Portland, ME 55.47 58 36 28 South Burlington, VT 55.37 81 25 29 San Diego, CA 55.33 157 6 30 Rapid City, SD 55.05 8 100 31 Madison, WI 54.84 53 52 32 Fremont, CA 54.54 121 18 33 Reno, NV 54.44 34 66 34 Manchester, NH 54.21 72 38 35 Orlando, FL 53.87 139 17 36 Fort Smith, AR 53.8 9 108 37 Grand Prairie, TX 53.77 97 22 38 Tucson, AZ 53.75 56 58 39 Las Cruces, NM 53.7 13 102 40 Austin, TX 53.53 76 47 41 Amarillo, TX 53.37 42 65 42 Cape Coral, FL 53.22 145 11 43 Des Moines, IA 53.01 45 68 44 Huntington Beach, CA 52.8 161 5 45 San Francisco, CA 52.55 107 41 46 Chesapeake, VA 52.43 10 118 47 Raleigh, NC 52.43 15 113 48 Las Vegas, NV 52.38 40 77 49 Newport News, VA 52.19 11 120 50 Virginia Beach, VA 52.01 24 98 51 Colorado Springs, CO 51.93 62 64 52 Honolulu, HI 51.61 160 27 53 Jacksonville, FL 51.51 91 55 54 Santa Rosa, CA 51.49 165 10 55 Cheyenne, WY 51.45 33 104 56 Chula Vista, CA 51.26 146 32 57 Sacramento, CA 50.76 149 34 58 St.

Not a grand slam, but I wouldn't refer to that as marginal, especially in a highly competitive market.  

If you pay cash and therefore don’t have a mortgage you can make a good return but not enough to let a couple hundred grand just sit there.