Properties will look great in terms of cash flow after a renovation and few things are going wrong. 5 or 10 years down the road you start having problems with refrigerators, stoves, heat pumps, gutters, frozen pipes, dead beat tenants, and everything else in the world.

They ship frozen pizzas nationwide so I usually get an order once/year for a taste of home.

Over 1000 of us account holders have had our accounts frozen and face 10% lean on the account to cover a ponzu scheme that a man named De Clerk, (The owner and operator of APS), was running with cash in our accounts.I personally open my account in December 2013, had done my due geologist by running searches on the Internetand found only positive comments on APS.  

Already bad credit not that much further to go down in score.The chapter 13 is worse than a chapter 7 in that your credit is frozen in the crapper for years until the chapter 13 is discharged after the full payment plan of 3 years etc. is finished.

The point being essentially the Mortgagee should be allowed to survive frozen but attached if the Borrower is going to work through a plan.  

See it just means you can make more offers and not deal with frozen locks on houses, lol

Check with your REIA, boiler is a different story,and hard to say, have the pipes frozen?

But it's not only the kids; grandma and grandpa, mom and dad are also earning squat on their savings so they can't help with the downpayment either.And then there's the 56% of existing starter homeowners with a mortgage who can't afford to sell their house and net enough to buy another of the same price let alone move up (http://ashworthpartners.com/46-of-us-homeowners-with-a-mortgage-are-frozen-and-cant-afford-to-move/ ) making it difficult for those who do accumulate a down payment to find a starter home they can afford.Now the NAR and their resi real estate agents, the MBA and their home mortgage bankers, the NAHB and their home builders are all saying it's just a phase and everything will go back to the 1950s just as soon as Ward & June Cleaver get their new TV show but they underestimate the power of recency bias and demographics combined.Add on the need to stay mobile for job opportunities and it will be much longer before owning a mass produced suburban sfr is the American dream again.

@Scott Trench Luckily, in Denver, frozen pipes are not a CONSTANT worry. 

You could drive the railroad ties into the ground with pieces of rebar (if the ground isn't frozen too solid).