The house has survived many hurricanes with little damage, but the insurance company said they would not renew coverage without a windstorm exclusion. 

I have a HELOC in place on our personal residence and have used it exclusively for flips and spec builds.

@Jacob WohlgemuthHey Jacob, to @Manny Vasquez's point, whether she qualifies for the Primary Residence Exclusion or not will be the primary factor on your tax question. 

Despite offering almost every amenity for an ideal vacation, my efforts to increase bookings through more than ten non-exclusive agreements with local property managers and continuous outreach to travel agents have not been fruitful.

Most fail to appreciate insurance coverage typically only covers negligence and any act that exceeds negligence is treated as an exclusion.

Couldn't have said it better myself mateThe pure fact that the poster is going out of their way to post about us is proof that we made the right decision.We "dodged a bullet" per se.I "touch" every investor inquiry because we keep our operation boutique and exclusive.7+ years later and 3,000+ investor calls, plus a thorough pre-screening process enables us to quickly make a decision if we are going to be a good fit.I have a detailed log in the CRM of basic questions asked that I won't reveal because I don't like dirty laundry being exposed.Plus my undies are Extra Large so I don't want anyone getting a complex heheheWe can sell houses to everyone until the cows come home but that's not the way we view our operation...It's not just about us but also making sure that we can deliver on the investors expectations.Do we sometimes make mistakes and turn down a potentially good fit?

Insurance companies have many exclusions and they may not cover everything, but they can help to pay for some of the costs of a lawsuit.Good:Using one LLC for all of your rental properties.

And of course, you don’t qualify for the full 121 primary cap gains exclusion….from your numbers, 5/18’s (about 28%) of your gain is exempt under the 121 exclusion since you had Non Qualified use for 13 of those 18 years.This doesn’t consider whatever time, if any, you actually lived in it between 2011 and 2018

Lodging is deductible, too, assuming that you're there exclusively for business purposes.

That guy isn't with Ohio Cashflow heheJokesSorry we couldn't assist Patrick.Unfortunately, our business model doesn't suit everyone's needs and we are actually known for turning more down business than we take on.Our doors are soon closing to all new investors and we will stop taking on new business.We want to be known as the most exclusive and "hardest to be a part of" turnkey company in the country.Much success with your endeavors