Train them the proper time to reach you 9-5pm and in case of emergency Dial 911 before calling you.

Good management and fresh clean apartments bring top of the market rent to a re-emerging work force ready to serve the warehouse industry in a once great industrial railroad city. 

This emergency fund should not only cover you mortgage expenses, but will give you a safety net in case something does go wrong after your tenants move in.

I apologize if this has already been mentioned in another response as I haven't read all of them, but I would consider selling off your worst performing properties and using that money to pay off the mortgage on your best performing/emerging properties.

Real estate taxes vary depending on location and property type, but they typically fund local services like schools, roads, and emergency services.

5.How do you handle maintenance issues and respond to emergencies in your homes? 

As for your negative cash flow situation, being in the red 900/month is not a good place to be in, especially considering an emergency can happen at any time.

Hey @Jagger Boyer, unless you have more time on your hands and have a strong network in that state to help with leasing, rush to the property for emergency repairs, help with evictions, handle inspections and turnover....

Given the $50k in the HYSA, you have more than enough covered for your emergency fund.

Pay off your debt, and build up a 6-month emergency fund or preferably more.