Agents do you choose your office location based on the area you want to work in or whatever is closest to your home ? 

I've been told big bear is less seasonal because it has the lake in the summer and ski resorts in the winter, where as lake arrowhead is 20 minutes away from the closest ski resort.

I would recommend the Baltimore/Washington Investors Meetup (go to meetup.com and search for it) since you are in Oakton, that's the closest one to you that I know of that has lots of Baltimore investors attending it.  

The next closest loan is 3.5%.

clubID=795&pubmenuoptID=11912 is a search directory that can help you find the closest one too=).

Unfortunately the closest one is in the Hartford area.  

The closest I've been to closing was in May where it reached the bank's appraisal.

Probably the closest I can find is this: http://commercialforeclosureblog.typepad.com/indiana_commercial_forecl/2008/10/indiana-delinquent-sewer-fee-liens.htmlThere is a bill to reverse the ability to put a lien on a house for a tenant's unpaid bills, but it was just introduced this year and I don't see action on it.

Government, an economic indicator that relates to labor, material and services.Marketing aspects of related industries, from timber to plastics.Insurance companies watch trends as it relates to new costs of construction and trickles through to premiums and losses.Hedge funds, the mortgage industry, securities, REITs are related to macro assessments.My point is that the closest aspect of macro numbers to your market is to motivation of buyers and sellers, temporary attitudes that may tell an owner "I should sell now" or "I need to hold off" but usually these temporary motivations or attitudes don't make it to the level of making a buy or sell decision, all such thoughts are simply indicators to form an opinion to lean toward further analysis of a personal situation.All real estate is local.

Davian, I think your closest estimate to value would have come from the realtors market analysis.