Our offer as a wholesaler was even lower than the $65,000 so needless to say the bank has not called me yet, and I am not holding my breath.

All of BP breathes a collective sigh of relief :)  Your QI should have the answers and processes for all of your other questions.  

With a little luck and hard work it has become a living, breathing company.

It hopefully buys you a little breathing room, andb.

I had to change the way I thought of wholesaling, to achieve the results I wanted.I had to step away from the mindset that wholesaling was just a hobby.I had to being to live and breath wholesaling as a business.Once I did this, the results I wanted became a reality. 

If for some reason the deal doesn't sell until September of 2016, will you still be able to eat, breath, and sleep safely.

Living, breathing, thinking REI, and working your angle.  

I don't have a link handy, but I know there's a list of average lifespans for CapEx somewhere, and I believe, for investors purposes, the average lifespan is 8 years for carpet.If the carpet was in great condition on move in from the tenants, and they were there less than a year, you may be able to charge them a percentage, but I wouldn't hold my breath on that.

Hoping to find a company that does direct lending and 100% of the servicing (cause working with a billion companies after the deal sucks) but I'm not holding my breath. 

Now again I'm a newbie but my mentor is a very successful veteran and if he were on BP and commenting here he would say don't hold your breath waiting on a reply from planning because they are extremely backed up.