And you'll have to specify exactly which two totally different aspects of investing I am confusing because I'm not sure on that one.... cash-on-cash deals directly with actual dollars.

These are NonQM loans that underwrite by using the gross cashflow (as evidenced by net deposits in your bank account or how much was reported on your 1099) and then applying an expense ratio (usually 30-70%) to determine your gross income.

Well, the exact same reasoning applies when you think of tax professionals.6.

You will need to provide an explanation of the circumstances surrounding the BK every time you apply for credit, apply for a job, apply for a bank account, etc.Bottom line is if you’re working day labor type jobs for small companies and live on a cash basis it might not affect anything.  

Send me a Direct Message so we can determine if we are a good fit to work together and help you flip more properties in the Houston, Texas Area.I have a straight to the point and no BS approach so you will find some values when you reach out.Thank you 

Hey @Agatha Simmons - shoot me a text at the number in my post signature, or just send me a direct message via BiggerPockets. 

Anyone that could point me in the right direction or give any advice I’d love to hear, thanks!

Direct buy? 

Also, any guides, info, or direction would be awesome.

@Chris Clarkson, having a partner can complicate things for sure if you're not united on direction.