You seem like a nice enough guy and I don't know the facts behind your investment decisions, but my ability to obtain great financing has been adversely affected by the ill-advised actions of others.

Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

Adverse Possession lol 

I am risk adverse by nature but enjoy doing calculations and thus taking calculated risk thus here I am now. 

Most will not allow anyone that had any adverse history of Foreclosure, Bankruptcy, Deed-In-Lieu, Short-Sale, and Pre-Foreclosure. 

Amazing how the adversity lead to such a positive.Example #2Ego is enemy.

It can be done, especially with property managers.You are debt free, which is awesome, but hopefully that doesn't mean you are so debt adverse that you haven't built up any credit.  

As Lee Iacocca once said, “In times of great stress or adversity, it's always best to keep busy, to plow your anger and your energy into something positive.†In many real estate investors’ lives, stress stems from finding buyers, and from building a strong buyers list.

In my case the lot was a strip adjoining my land that had been dedicated 70 years ago for a private drive to access several lots behind mine built on 65 years ago.The county would routinely sell this strip for back taxes (its not even on my tax bill) and unsuspecting buyers would find out;1 The parcel isn't big enough to develop2 The parcel was dedicated as a drive (can't be changed)       As for your parcel under a structure I would think a survey would be required and then see the rules on adverse possession in your locale, because that is what someone might claim against your potential claim.   

Do you typically include a statement about knowledge of adverse conditions on the purchase agreement?