heynot sure if this is the correct sub-forum but i'l give it a go. planning on buying a property, long term rental, all cash. now, say i have around 500$ coming in to my account every month (this is in theory, after all expenses are paid and taking into account vacancy, small repairs, capex etc'). current plan is buy a property every once a while (at least every 2 years, could be less once mortgages will be an option for me, non us citizen starting to invest here. talking about properties in the range of 60-80k). letting the money sit in the account until i buy my next property does not seem optimal to me, but on the other hand investing it in the stock market or something like that does not sound good either because i will need that money in a short period. perhaps i'm overthinking it but i'm trying to see i'm leaving any money on the floor so to speak :)what do people around here do? 

So that was the end of that.I'd love to meet someone who understands how to best structure setting up the investments and management side (LLC, etc.) and how to optimize for taxes, etc.Thanks so muchRussell

In fact, you should be looking "off market" (not listed properties) and buying the property using "Subject To" or a Wrap to optimize your investing.

It is really that simple and the rest is using intelligent strategies applicable to tax optimization and reducinug your taxable income through deductions that you get as a real estate business owner. 

The borrower should always ensure they have a solid estimate of how long their project(s) will take and run various scenarios of numbers to select the most optimal terms.

You probably think this is not optimal.

I would start with life optimization hacks first.Good luck to you.

In a growth phase (which you are in with only 1 property) the optimal answer is B. 

If I can grow faster, that would be optimal.

Optimism back in the market/city and increasing interest rates are making it a bit tougher - but not impossible.