Lenders want to see income, not negative cash flow, even if the loss is just on paper from depreciation.

@Christian Artuso I only know OOS investing so cannot speak to investing locally as NYC is not my idea of a cash flow market. 

So any cash flow is a return of infinity%. 

Purchase price: $255,000 Cash invested: $51,000 Second property, bought soon after the first multi-family.

Yes, you can do a cash out refinance on the property to pull out some of your equity.

And not only that, my cash flow on my new properties was low or sometimes zero.

Hopefully you raked in enough cash to buy a warm jacket!

It is a fantastic time to buy for equity, but it will be extremely tough to cash flow as rental prices are continuing to decline.

Purchase price: $175,000 Cash invested: $35,000Buyout property that needed significant upgrades to bring to rental market in 2022.

Instead, as RAD explains in its circular, investors are given two opportunities each year to cash out their shares.The rules surrounding these cash-out opportunities — RAD’s “share-redemption program” — are stringent.For one, investors don’t get the full value of their shares if they’ve held them for less than five years.