It was a difficult decision, every team I met had some unique things I liked.  

It's kind of ridiculous and laughable, or incredibly bold if intentional, for the company to include such a contradictory statement immediately following the required Texas disclosure.To recap:Company is currently operating as an unlicensed lender across multiple statesThey require an owner-occupied home to secure an equity line of credit for a consumerThey do not consider the borrower's Ability to Repay, which might violate federal lawTheir hybrid 'Construction HELOC' (my term) fails to meet several TX requirements:Requiring a Deed of Trust violates terms of TX consumer construction loansBorrower doesn't control money drawn from the LOC, which violates TX requirement: "The owner requests advances, repays money, and reborrows money."

I feel like this is a really unique situation as I have researched online and haven't been able to find any relevant information.

Operating expenses do NOT include major capital expenditures, they also do NOT include loan repayments.

What are some options for their ability to request repayment of their contribution plus their portion of the appreciation?

As far as ARV... that one was super hard to figure as it is in a unique area of town with lots of new condo construction, two bed one bath condos even the ones that aren't new construction sell all day for $225-$250k.  

I understand every situation is unique but basically the six month reserves on a primary residence “requirement” is a bunch of junk considering my credit score is strong?

or  are you in an income based repayment program or  is the payment on your loans  fully amortized ?

Also figured I would cover that I have no interest in marriage or children as of now.I am in a unique situation where I have my tuition covered with a trust fund of sorts and will have roughly 30k remaining after I finish school.

I am looking into a duplex which has a house size of 2,400 SQFT, sits on 5,662 SQFT lot and offers a unique value on a double corner level lot size approximate 55,100 and has no easement.