DSCR HELOC is a niche of a niche product and its hard enough finding a lender who would consider a HELOC on an IP.Have you considered a construction loan that pays off your first note mortgage (so the construction loan takes first position) on the subject property?

Purchase price: $234,900 Cash invested: $50,000 Sale price: $234,900 Unique find!

More specifically but not limited to, anything unique to San Antonio, TX that needs to be considered when looking for your investments. 

Embrace your passions and feed of your curiosity to discover the niche in real estate that really calls to you!

From my experience, whenever I started a new niche such as flipping or Airbnb, I always ran into headaches that could have been avoided if I did my first project with an experienced partner or team such as realtor, gc, and lender who are all on the same page.

What's unique about your situation is that the subject property itself is essentially a comp if the owner bought it recently enough. 

You would of course need to add your flare to make it memorable enough to warrant a unique stay. 

Just obsess over it.Once you get a base of education you will be able to decide which niche you would like to pursue (house flipping, wholesaling, long term rentals, short term rentals, commercial, etc).When you pick your niche, then you can start networking and building a team who will be able to support you in your business.

Here is why:STRs aren't going anywhere and if you can make the experience unique EVEN BETTER.

Regardless of what your niche is it all comes down to what are you doing each day to get to where you want to go and repeating until you get there.