Yes, they make many of their own food and clothing products but they buy the supplies at Wal-Mart!

Typically the Hazard Insurance the HOA supplies only covers the exterior not the interior.

I've noticed on the MLS and craigslist that there seems to be a pretty good supply of 3 bed 2 bath housing (which we need for our family) in the $230,000-270,000 list price range in the Riverside area, which sounds perfect as we want to put around $12,500 down (possibly FHA 3.5-5% down).

Houston August Housing StatsHighlights: Single-family home sales edged up a fractional 0.6 percent versus August 2014;Total property sales were flat year-over-year at 8,836 units;Total dollar volume increased 2.6 percent to $2.4 billion;At $282,233, the single-family home average price reached a record high for an August;At $215,100, the single-family home median price also achieved a record August high;Single-family homes months of inventory climbed to a 3.5-months supply;Single family home leases were up 4.5 percent while townhome/condominium leases rose 10.0 percent with average rents up year-over-year.

This specific pocket has been anemic relative to the rest of the immediate area due to supply increasing rapidly.I have not had an appraisal done recently and will look into it.

My agent has contacted the listing agent and was supplied a “Foreclosure Agreement” that need to be a separate agreement along with the Agreement of sale.

Departmental accounting can be used, for example, a store may break down departments, ladies wear, men's ware, shoes, sporting goods, etc.

So there is high demand and low supply causing prices to go up. 

This was supposed to ease prices (Supply vs Demand economics) However it looks as if prices are still increasing???

Atlanta has lost a lot of construction workers, so supply will remain tight.