It appears to me that getting separate meters for water and gas ought to be doable and cost effect.

Once you get the first deal done it will be a domino effect! 

It wouldn't surprise me if this one comes bouncing back on the market after the buyer does due diligence and adds repair costs to an inflated auction effect purchase price.

That would only be 3 people living in this house, but I'm concerned I'll run into problems having the two kitchens, that somehow that will effect the zoning rules?  

I will be available to show from 2- 4 on saturday or something to that effect.

I'm curious on how effective it was, and was it worth your time?  

Effectively, this limits how many loans a vet can take out because of the eventual cap. 

The liability coverage will come into play here.You can also increase your protection, using an Umbrella policy.Yes, until you make a claim, it's all wasted, just like that raincoat in your closet.Many will counsel you to use an LLC, but that does not pay to restore the property damages, nor keep you out of an injury suite.

Also, I've been in the uncomfortable position of having to effectively rat one partner client out to its other partners when a partner "goes rogue" by creating or modifying documents himself.   

All of your income-producing assets are held by a business entity and the entire structure can be willed to your heirs via the personal trust.This triad becomes the foundation of your business entity structure and provides effective protection against liability from either the LLC or S-/C-Corp.