@Harrison CookYour post kindles lots of questions.In the "good old-days" most heating systems were vastly oversized for the building they were heating - energy was relatively cheap, insulation was non-existant to poor ... so it was easier and safer to {drastically} oversize.Today, while energy {in North America}  is still relatively cheap for the moment,  we have a much better understanding of how to make buildings more efficient {though you might not think so looking at the construction industry in the U.S.A. and Canada}  and there are often more cost-effective measures than simply replacing an old, over-sized heating plant with a new, over-sized heating plant.You really need to - or at lease should -  perform a heat load analysis to properly size your heating system, a component of which, is determining the rate of heat loss of the building envelope.  

That said, when the market got bad, it wasn't terrible here ... life is all about balance, right?

The invoice says upon replacing the screen they found the sash balances were broken and replaced those as well.

I wanted to see if I was accounting properly or if I was missing something.

How can I go about properly obtaining my second property with 30K of equity?

I tired using USPS but it seems most reps dont know how to answer my questions properly.

The questions I have relate to the details of the transaction (should the loan amount be the original amount, or the current remaining balance?

High returns with little risk if done properly. 

One of them is that his mortgage may have a clause that sales the loan balance would happen if the property ownership ever happens. 

You must do proper due diligence on the borrower and the property.