After that, it's an individual's choice whether or not to buy but they can't go into it saying that they did not have a nonbiased standard of measure at their disposal.

In the big game of real estate, it is all about financial concepts.In the end, the choice is yours.

Terry - While I appreciate your feedback, the vast majority of our members prefer having the topics split as they currently are.

Obviously this allows you to retain more control over the upkeep of your asset, but as I'm in another country, I'd prefer to go the first route.

So for what it is worth with those provisos:IF your client can fit ALL of the following there may be loans out there:1) 65% LTV2) Preferably this is a ** Seasoned ** REFI that is "Rate and Term".

Creative financing is another pit that many people have fallen into recently, withadjustable rate mortgages, balloon payments, hard money lenders and Being a landlord can become a pit.It's all about what you know about solving or preferably avoiding each of these potential problems.If you don't know you should find someone who does know.When I first started investing in real estate I learned one very important rule, DO NOT LOSE THY CAPITAL.It seems obvious but it is the only way that you can lose in any knid of investing.

very interesting - so for many people, after doing lots of residential singles, is the next obvious choice commercial?

You would have to roll your HSA into a self directed account through a TPA (third party administrator) and then invest it in the choices of your liking, including RE.

That's true.But top earning real estate investors don't (usually never) wait for appreciation.Big RE profits are based on improvements, buying at discount, best use, selling at premiums and other profit possibilities.The graph of Growth of Stock vs. real estate doesn't apply toRE investors that don't prefer the "wait and hope" 'technique'.The graph of Growth of Stock vs. real estate does apply tolong term holders.

I am in need of a lease to purchase contract that I was hoping someone would be able to e-mail me and let me use/modify theirs.....I have a tenant who is in a property of mine & wants to buy in about a year or two...I would like to give her an option to buy it, but she has to wait AT least a year....but I would like to be able to allow her to exercise heroption at any time after that year....Would someone have something that I could use (preferably for free)...that way I could modify it to suit what I need???