I bet if you keep pushing with local banks, especially those popular within your local investing community, you'll find one that does HELOCs on investment properties.If not, or perhaps even if so, you could always do a Cash-out Refinance with a lender and have a permanently amortized loan that get's you the cash.  

This wasn't our first choice, but the Boise market is tough.

House hacking was my goal initially but if you're going to do it in the OC you have to know what you will be getting yourself into and make your choice. 

She will probably always want to stay there, so you have an easy choice IMO.Do I recommend section 8? 

You can earn a little money while you learn everything you can about RE, then when you graduate hit the ground running with some knowledge.Whether or not to finish your degree is a personal choice, I finished and have no regrets even though I never use my major.

Going into a deal 100% financed is in most cases not the best choice.

Referrals are a much more preferable choice in my opinion too if you're looking to use your license for retail.

It must feel great to have the choice of going down to six months.

I live near Cartersville, and I think the 3/2 idea would be popular for the area. 

Great choice.