I'm clearly not the only one having this issue.

From a civil engineering perspective, I have experience creating civil engineering site plans and permitting for apartment complexes in Houston. 

Now if your agent isn't providing you good deals and is giving you inaccurate numbers then that's an issue that you shouldn't have to deal with.

Tied to an SEC shelf registration where the issuing firm says they will issue debt over a period of time in the form of medium term notes.Depending on what role you want to play you may need to be licensed or otherwise regulated.MTNs are mostly for companies that want to borrow funds for projects, working capital, etc.

Does this require permitting?

Wetlands, flood plains, steep slopes, and other issues are all present in the Poconos. 

We'll ask a real estate attorney about issuing a "home improvement loan" after the sale.

So, if your bathroom was un-permitted you may be required to remedy that issue with this renovation.

We are working on getting our first STR up and running after just getting our conditional use permit! 

There are issues in the realty industry...primarily the fact that the barrier of entry is so incredibly low to get a license and the vast majority of agents don't hone their crafts.