In my opinion, you're better off just using a cashout refi and then parking the money in a MMA/HYSA or rolling 30-day treasuries than using these hybrid LOCs.

If you don't have that figured out and your relationship with money, moving money around is not going to solve anything.

You are making one of many mistakes.

Does a house with a quit claim deed make is worth less?

Mainly the goal is for them to keep that policy for a year and then get the sprinklers in places.”They seem to know what you need and can help… if you would like me to make the introduction please let me know! 

Now if they got married, had kids, and a vast majority still lived in apartments that MAY have the makings of a trend.  

I did also check long term rental rates to make sure it could work from that standpoint if needed. 

How do I find the info to “run my numbers” to make sure it’s cash flowing well.

I'm actually going to make a separate post right now. 

So, for MD, this seems to fall under usury law, which makes sense.