Both of our medical needs (and costs) have resulted in us needing to sell our house.

Quick response and a fair cash-for-keys offer is still the fastest and least expensive way to get someone out who isn't paying.The folks who are doing best with Padsplit have a portfolio of them, manage the houses themselves, and they are good at it. 

I unfortunately had to shut it down due to medical reasons.

One of my favorite programs offers a rate floor down to 7.50% right now, but their par rates are more competitive (i.e. without a buydown).

@Bryan Schmidt It sounds like you will need a construction loan to fund the improvements even if the seller were to offer you a second position mortgage for 20-30% of the purchase price.

You will have to consider that the VA interest rate is probably going to be higher than what the lender is currently offering. 

It is offered as a way to bypass buying RE in SDIRA? 

Also, I think the best way to stand out as a MTR or STR host is to offer amenities that other places don't have.

Use that money to put down on a real piece of property that offers tax benefits, appreciation and less police traffic.

The program looks at location, property value, amount owing, interest rate, taxes, insurance, rents, condition, etc and several exit strategies.When we make an offer to buy, we can offer cash, subject to, wrap, seller financing, lease option, seller carryback and so on.Obviously if we wholesale the property, there is no carrying management needed, and if use a lease option to sell, the optionee is responsible for maintenance and repairs.