There are other factors that come into play also during a wind mitigation survey - age of roof, shape of the roof, how the roof was framed, nails used etc.3.

You either wait forever or have to pay a lot more to get it done

If your wife/ family not coming with you for 1-2 years is the only option I wouldn't do it personally to me that would be the biggest factor.

This era we live in everyone wants everything for nothing, loyalty is out the window and price is the driving factor.

There is no black-and-white answer because it is dependent on a few factor.

Assuming I just factor that Into the MOA algorithm ARV (.7) - repairs - AF - lien = MOA?

If it meets that requirement, then off I go to the Rental property calculator.This is all theory, so please factor in your own actual costs.

I have a number of years before I will reach my own passive income goals that will allow for this type of freedom, but this search is one of the motivating factors pushing me to achieve those goals.   

Hi AdamI am a local from Adelaide and also find the BiggerPockets podcasts and forums full of great information.There are a number of factors to take into account when considering a trust or company in Australia, like Lindsay said, it will depend on your personal situation, tax position and the individual investment.

The further risk to a bank's image/brand in being opportunistic in this regard I see as another motivating factor here.Examples welcome though!