She is ruthless and doesn't take any excuses from tenants. 

I am the property manager and work for the "owners") and explain them some of the aspects our "application processing office" will be evaluating during the application processing... then I find some feel like "opening up" and share some not so great habits.The last one I got was: "I've had a few late rent payments" (plus all the excuses), "but it has happened only a couple of times ". 

(And please excuse the novel below ;))I'm going to take my CA Salesperson exam in a few weeks and my partner of 6 yrs (romantic, not investment!)

@Mark Ferguson Please excuse my ignorance on this. 

TD Bank is open almost every single day, so that's almost never an excuse.

I own, excuse me; the bank owns, a primary residence here in TO, but that's all I can do locally.Here are the full numbers...IncomeGross Potential Income 324,000Other Income 6,000Total Gross Potential 330,000Less Vacancy @ 10% 33,000Effective Gross Income 297,000ExpensesMaintenance 30,000Management 14,850Taxes 15,240Insurance 18,000Utilities (Water & Sewer) 21,600Reserves 12,000Administrative/ Misc 6,000Total Expenses 117,690Net Operating Income 179,310Less Debt Service 87,54080% LTV 30 yr amort 6.75% interestLess CapEx @ $200 / unit / year 12,000Cash Flow 79,770

I hear from a lot of people EXCUSES of playing the media game. 

Hi All,Pls excuse the newbie question.

Excuse my typos...

If there is one excuse after another, generally it's just someone trying to string things along for as long as they can.