Early conversation lead me understand that the seller, a retired businesswoman, purchased the property as an investment, yet there was clear evidence that she had not been managing the property as well as could be.

If you told him you have been playing pickup games for the past year and need help improving your jump shot, now he has evidence you're motivated and a specific goal he can quickly help you work towards.

I think the emergency/specific ones are a bit better value then the maintenance ones, but I have no evidence to back that up.

I have evidence to contrary that I'm working on compiling.  

LU sponsors have won NAA awards at the national level the last 9 years straight, so that's evidence that they're getting the education and support to take over and reposition properties in a best of class manner.    

But that opinion isn't based on much evidence.

This still did not please SunTrust Mortgage, they now want evidence that the property would be my primary residence, which I have given, and still denied the Loan that is why I sent the company to the BBB.  

They will typically require additional documentation and hardship evidence from the borrower.  

I would hope that you would consider offering not only your insights as I mentioned above but that you would also consider being available to compare the automated results to your own to verify the validity of the algorithmSkeptical people keep scientists honest.It is good that you don't believe in something that has no visible tangible evidence and which goes against your personal experience.I feel it is highly possible that the reason you got out of the business relationship with the banks was because of their adherence to bull---policies and make believe analysis which you knew was false.How close am I?

He never presented the offer to the bank (& probably not to the seller), but I have no physical evidence to prove it or I would go after his license.