Not every pre-foreclosure is a good deal, and there are plenty out there to find.

There are many people with value to add to you and plenty of people you can add value to as well!

This should come as a blessing to penny pinching landlords, there's ALOT of factory workers out of work now, so cheap labor is plentiful.

We're a property manager in the Saratoga/Albany NY area, and we're still getting plenty of hits on our rentals, and NY is the hardest hit of all the states. 

There are many people with value to add to you and plenty of people you can add value to as well!

In the current environment, I think a consensus is to lock down as much long-term debt as you can, while making sure you have plenty of cash reserves, which sounds like is not an issue for you. 

If you get into working with tenants and realize you hate it, at lease you only have one person to deal with vs. 20+.3) You can learn the business and the law at a steady pace vs. drinking from a fire hose. 

I realize this is a bit off topic, I've been drinking too much coffee and reading too much WSJ for my own good. 

That means stocks go nowhere in short term.There have been plenty of zero gain decades in market history and this would be a prime place for one of those to begin.Individuals with ACTUAL earnings and dividends, yes,Especially if buy and hold for the dividends and price paid is not a hugh factor in a ten year hold, otherwise total market etf's, passive vehicles etc NO! 

I'm in a big city with lots of micro- R.E. markets, I'll be doing plenty of studying while on lock down.