Depending on who you are talking with, they pull from those credits at an hourly rate:Book keepers pull 7 credits per hourTax Preparers pull 10 credits per hourCPA/Attorneys pull 20 credits per hourThey will set up everything up for you without using any of those credits.

Once the money is back in my account I'll send the rent money'-'My car ---- the bed and needs fixed'-'The storage facility I have some stuff in charged my credit card 10X what they should have'-We had an unexpected bill'-'My credit card/debit card/bank account got hacked' (this one has happened multiple times to different tenants)-'I got another job that pays better'

As long as your credit score is decent and there's no bankruptcies or defaults or felonies in your b.g. then Hard Money is perfect for you to help you scale, especially if you want to buy low, rehab it, and then refi out at a much higher value.That would require a bridge loan with rehab and then refi into a DSCR 30 year loan. 

Of course you can refi, but you wont be able to do a full cash our with rent covering your mortgage so you can keep rolling the funds to next project. 

The interest rate is between 7.95% and 9.95% depending on credit score.

-- You will not find this level of service with a regular bank or credit union. 

They will also get an appraisal done and run a credit and b.g. check. 

Of course, you could 1031 with the current ownership structure and then, after buying the next farm, create an LLC and contribute you and your father's 50% interests in the next farm to an LLC.  

The main difference is the terms, DSCR terms are 15 and 30 years fixed and 30 and 40-year interest only options, there is more leniency as to Minimum Credit scores, Vacant units, and DSCR coverage.

Even then make sure you do a background check, credit score, and put them on a legit lease.