Hi Barbara, welcome to the community!

Greetings, First and foremost, I want to thank the BiggerPocket community for being so welcoming already.

You are 20 years old and don't even know what it's like to work the same job for five years.

This would be our first flip together, splitting cost and profit 50/50 with a hard money loan for what we cannot make up on our own.

Quote from @Gavin Wright: Hello fellow Investors,Hope you and your families are all doing well this Holiday Season.Does anyone have a Go-To attorney for contract  review in the greater Savannah GA. area?

As lenders, well issue a prequal/preapproval letter if we've analyzed your income, assets (bank and brokerage statements to establish that you have the liquidity to afford the down payment, closing costs, and reserves), review credit of the guarantors, review the relevant experience to ensure that we're not throwing our money away on newbies that are wandering around in the dark, and have put together a reasonable plan of attack for the project.

When you have a minor leak beneath a bathroom, it's most likely from the drain pipes, which is why the water only leaks when someone uses the bathroom.

Any recommendations for contractors in the Atlanta area that preferably work with out-of-state investors?

Glad to have you on the forum, Carl! 

Here is the story:We sold a portfolio of rentals to a single buyer and part of the deal is we held back a 10% mortgage.