If by "new kitchen / bath" your just talking about cosmetic upgrades reusing upper and lower cabinets and fixtures, then you may be fine.

Ceramic shower and ceramic floor new cabinets quartz top.

So far I'm thinking for the interior SW Agreeable grey (walls), SW Extra White (trim, doors, cabinets).

I invested $600 in painting the kitchen cabinets.

I did most of the work myself with the help of a close friend whose a retired cabinet builder.

Replaced kitchen cabinets and appliances (Cabinets are not very current, very odd)BUTThen did not update the master bath(1995), nor the 2nd bath.?

Let's say you have to repaint every two years, get the carpets cleaned (and/or hardwoods refinished) every two years, replace the carpet every 5 years, fix broken cabinets/appliances/plumbing fixtures/light fixtures, etc.

kitchen with granite counters, stainless appliances, shaker cabinets, and stainless appliances.

I don't do percentage completion, but identify and attach specific tasks - carpeting, kitchen cabinets, roof, exterior paint, interior paint, etc. - to specific draws so that I can send out an independent draw inspector with the SOW and draw schedule to tell me, for example, 1) roof done?

Do you do the cabinets first to save on the flooring material?