No debt besides a mortgage for less than 50% of our $300+K primary residence. 

I'm I able to get a FHA loan and make the duplex my primary residents fro a year and then rent it out?

If any investors or residents of the area could provide some insight it would be greatly appreciated!

Hello, My name is Jay Powell and I currently reside in Dallas, Texas. 

Can you take out a heloc on your private residence and use that as downpayment for flip financing?

I have found one major bank that will give us a HELOC on a rental and called ~30 other banks/credit unions in Atlanta, Georgia and none of them would offer the HELOC unless it is a primary residence.

I understand that with an FHA loan the property must be your primary residence for a year.

As a Hayward resident and Realtor I enjoy the diversity of the community, not just with the people but also in geography.

Resident also agrees to immediately report to the owner/agent any evidence of water leaks, excessive moisture or lack of proper ventilation and evidence of mold that cannot be removed by cleaning."

What I mean is, do you have a primary residence?