@andrew Alvarez.

@Bernie Huckestein@Ivan Sokolovich@Rhon Bell @Lisa Sessions @Tom Saxby @Andrew Ware @James McCard

I was lucky to be married to a woman who has been saving money for over 25 years and a home that is almost paid off in full.I would definitely recommend reading books by Robert Kiyosaki, Andrew Carnegie, Cardone, and Lance Edwards just to name a few.  

@Andrew Postell Thanks for your answer!

@Andrew Quinn

@Andrew Johnson Sorry, noob question.. do you have to be in contract to obtain a T12 or Proforma for a 2-4 multi, and if so, how do you even approach the analysis without one?

Brent Coombs Andrew Johnson Greetings guys thanks for the input , my thought was if I bought the duplex next to mine I'd have one morgage instead of two , I'm also living in my duplex so I would be owner occupying the 4plex if combined them , your thoughts please

I agree with @Andrew Postell, every time you complete an owner finance deal you should go through the proper steps with a title company (most of them will have an attorney that will draft the note).

Thanks @Andrew Johnson Is there a base calculation for ARV.

Andrew Postell now I'm curious, would you be open to let a new agent host your open house, even An agent that has expressed interest in establishing new leads by working these open houses for other agents?