Banks like Wells Fargo and Bank of America do a bit of both.

Plenty of people use Bank of America for just that reason (there really isn't any other reason to use them other than laziness on the part of the borrower).If you don't qualify for conventional (you probably do, but who knows these days), go for an alternative lender that can help you in the area you may have fallen short.My two cents.Stephanie

Corporate America fell in love with my smile, abilities to converse, & humbleness.

Hey guys, I'm looking for a mortgage company so far I looked at going to a big bank like Bank of America and Wells Fargo but what about all these online, any recommendations would help I'm located in New York!

On the second poll below you can see that among 81 Korean votes, Atlanta metro came in as the 2nd best Korea town in America which shows their pride for the city.

As for returns, ROI 12% sounds unreal in Mid America in 2019.

I'm following in your footsteps to retire earlier than America thinks we are supposed to!

After living in one city for all of John’s life, we picked up our HomeVestors of America franchise not long ago and moved to one of the hottest real estate markets in the country."

Kenneth Hong 1.9% rate is possible during the first year and most of the big banks including Wells Fargo and Bank of America offer low rates (generally less than 3% depending on credit score) during the first year with an annual fee.

I also like the area around Bennett Memorial/America Village for bargains and large lots.