Now that he is in-school and has basic arithmetic skills, he periodically checks how much more he needs to make a down-payment on his first {rental} house  {being a minor, he cannot borrow on his own and definitely is not eligible for a high-ratio, insured mortgage, so he will need a 20% down-payment and the bank of Mom & Dad if he still wants to purchase a house when he has the funds}.We also use routine activities such as grocery shopping or fuelling the car/truck to discuss budgeting and how much it costs to run a household - at an age appropriate level.

My guess is that the next year will see a lot of producers exiting the business and some consolidation (m&a) activity. 

@Aziz Raji Looking forward to being a more active BiggerPockets addition.

,Thank you Sir, did you wait to retire to pursue your investment interests or did you flip/keep/ get your license while active?

@John Lee interesting question and as an active duty Marine officer I have some insight into this situation.

@Vincent GarmanHi Vincent, are you still active in investment properties in and around Dover?

@Craig Oram: Hi Craig, it's been a very active market but getting your hands on MF, etc is incredibly competitive and there aren't a ton just hanging around.

It might be time to phase into a different strategy or a different activity within your strategy.Let's say for example in 2008 - 2012-ish it was all about wholesaling, flipping, seller financing SFH.

You won’t be able to find much online in reference to foreclosure activity.

(there are other conditions as well, you must actively participate, be at least a 10% owner, etc) If your deduction is not allowed, all is not lost.