Bonifacio Capuyan , can you please PM his name to me too.

Reach out to me if you want to connect, I am here until 3/5 afternoon.

I grab my cleaning ladies phone or my old cell phone that connects to the internet and manually enter the credit card numbers while they are repeating it to me. 

(simo purchase money 2nd) $29,000    down pymt Hoping to sign up this loan scenario today on a 5% down jumbo purchase which gets her first mortgage down under Jumbo loan into to conforming loan pricing at $453k, avoid PMI and the need to escrow as she's very tight on post closing reserves.But given this borrower's credit is in the 740 tier, she also may have an option to qualify for one of the new 95% ltv single loan Jumbo with No PMIShe came to me as a referral from a Realtor, who I don't know, so the deal was already under contract.  

If you can cashflow the old house and buy a new one closer to work that sounds like a no brainer to me. 

If anyone is available in this area, please reach out to me and I can provide more information. 

To have a representative in your corner, looking out for you, and not costing you anything, seems like a no-brainer to me.

It seems to me the most commen way to do this in the past was throught a HELOC at a max of 80% loan to equity.

What sorts of loan products are available to me?

@Weina Shi I did end up submetering as RUBS just did not seem fair to me.