The sad part it is the sweet spot for profit as an investor in that area.   

I think it's sweet. 

I've never done this before and it is a bitter sweet feeling.

Switched to Finance and found my sweet spot where I could use my natural talents with numbers and formulas and score just high enough on exams to make up for my lack of completing assignments. 

In some limited cases, with enough documentation and sweet talking to the underwriter you can make an argument to use 75% of gross income - PITIA even if the tax returns are filed (i've done this too in cases where this formula is better for income calculation).4) no rent rolls are needed on conventional loans (they are at portfolio lenders, commercial departments at credit unions, community banks, or commercial banks)5)  Addressed in #16) not for standard FHA program, the income limit is usually with first time home buyer programs that piggy back on top of FHA (FTHB), but not the regular FHA program.7) Technically no but banks typically want to see 620 +, there are some that go to as low as 580 fico that I've seen but, its a hellish trying to get one of those clear to order loan docs. 

I can say that for me, being a college drop out has led me to this sweet spot in my life where I'm living my dreams and doing exactly what I want to be doing Every.

Sweet thanks, cover some plastic pipe...

Plus calling someone to change your light bulb is pretty sweet.

Now, obviously, the higher rate is generally associate with a newer remodeled unit which is professionally furnished and decorated, so what I'm trying to determine is the sweet spot for how often I should remodel in order to justify the high end price.

We also had a 5 plex with zones we took it off zones and regulated heat by thermostat control on the furnace got it to a sweet spot and kept it there.