Sounds like a student loan with a payment that's currently deferred. 

Hello Everyone,I am currently a non-traditional student attending the UTSA Real Estate program.

@Kim RoseOk so a couple of things here,I love the idea of investing in a place that has Military and college students.

I have huge student loan debt that is making it impossible for me to get on with my life the way I want to.  

I am also a student in Mays Business School, currently here in College Station.  

I lived in your neighborhood DeKalb as a graduate student.

I lived in it and rented the other bedrooms out to friends while I was a student.

Even better, every time she adds a new Amex product, the same thing will happen, and each new card will actually INCREASE her average age of accounts.THAT is how you use AU accounts, and how a college student who has never made more than $5000 in any year has a 776 FICO.

You might consider Niche or Specialized Housing like student housing.

Other tenants that are not too picky are hospital interns and college students.